Above Lending is a next-generation financial services company. We provide simple and transparent products aimed at helping our clients achieve their personal finance goals. With competitive rates and personalized support, our mission is to simplify the lending process and help borrowers attain financial well-being. We are committed to making credit more affordable and accessible.

We’re looking for a strategic and driven Senior Business Analyst to join our growing team. This individual will sit at the intersection of credit strategy and business analytics, supporting both functions with a focus on analyzing performance across the client lifecycle from originations to loan performance. The ideal candidate will have strong analytical skills, an understanding of credit risk, and a passion for uncovering insights that drive business decisions.

You’ll play a critical role in identifying opportunities to improve origination outcomes, credit performance, and the overall lending strategy.

What You'll DoAnalyze credit and originations performance, surfacing trends and measuring the impact of business initiatives on risk, funnel efficiency, and customer acquisitionBuild analytics that track progress towards company KPIs and drivers of performance that are critical to achieving originations and credit goals. Partner with Product, Operations, and Data teams to validate releases, streamline underwriting processes, and ensure credit policies align with business objectivesCollaborate with model development teams to support deployment, monitoring, and backtesting of credit and underwriting modelsMonitor dashboards and performance tracking tools to guide strategic decisions and support cross-functional partnersIdentify and investigate early warning signs of credit deterioration or operational inefficienciesPresent findings and recommendations to non-technical stakeholders, including Senior Leadership, to influence decision-making

What You'll BringA proactive mindset and desire to dig into both strategic and tactical challenges to drive measurable impactBachelor's or Master’s degree in Finance, Economics, Statistics, Business, Engineering, or a related analytical field.3–7 years of experience in business analytics, credit risk, or strategy; preferably within consumer lending, fintech, or startup environmentsStrong SQL skills required; proficiency in ExcelWorking knowledge of Python or R is a plusFamiliarity with credit reports, credit scoring models, and consumer loan performance metrics. Ability to interpret complex data and communicate insights clearly to cross-functional partnersDetail-oriented with excellent organizational skills and the ability to manage multiple projects in a fast-paced environment

What We OfferConsiderable employer contributions for health, dental and vision programs Flexible time-off policy401(K) match with immediate 100% vestingMerit advancement opportunities Monthly Work From Home Stipend

Join our dynamic team and contribute to Above Lending’s success as we continue to provide innovative lending solutions to our customers.

Under the California Consumer Privacy Act (“CCPA”), Above Lending is informing California residents who are our job applicants, contractors or prospective employees (together “job applicants”) about the categories of personal information we collect about you and the purposes for which we will use this information. This notice and our Privacy Policy contain important information relating to the CCPA and apply only to personal information that is subject to the CCPA. Please see our website for the full CCPA statement.

*Above Lending is an equal opportunity Employer*

Above Lending does not accept unsolicited resumes from individual recruiters or third-party recruiting agencies in response to job positions. No fee will be paid to their parties who submit unsolicited candidates directly to Above Lending employees or the Above Lending Finance and HR teams. No placement fee will be paid to any third party unless such a request has been made by the Above Lending HR team.

We may use artificial intelligence (AI) tools to support parts of the hiring process, such as reviewing applications, analyzing resumes, or assessing responses. These tools assist our recruitment team but do not replace human judgment. Final hiring decisions are ultimately made by humans. If you would like more information about how your data is processed, please contact us.

This role is eligible for additional incentives, including an annual bonus. These rewards are allocated based on level, impact, and performance in the role.The compensation range is based on the level outlined in the job posting, and compensation decisions are dependent on each applicant's experience, skills and abilities.

Above Lending

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